Merveilleux Biangacila
Portfolio

Lending Operations

Loan Management

A loan management platform for origination, collections, arrears, repayment campaigns and portfolio operations.

Problem

Loan teams need disciplined workflows across applications, approvals, repayments, arrears and customer communication.

Solution

The platform structures lending workflows from origination through collections and portfolio reporting.

My Role

Solution Architect for lending domains, operational flows, reporting and payment integration strategy.

Architecture

Loan lifecycle domains with customer, application, repayment, arrears, campaign and reporting services.

Business Value

Improves portfolio visibility, arrears discipline and management control.

Future Roadmap

Risk scoring, mobile collections, payment provider integrations and automated borrower communication.

Technology

GoReactPostgreSQLREST APIsDockerPayments